# Financist: management accounting for small and mid-sized business

> Financist is a management accounting system for small and mid-sized businesses. It brings accounts and transactions into one place and builds cash flow, profit and loss, balance sheet, debts and payment calendar reports from them. It includes an AI assistant. The product is in early access and can be tried on demo data.

All your money, reports and an AI assistant in one place: from accounts and transactions to cash flow, profit and loss, and the balance sheet.

## What Financist is

**Financist** is a web service for management accounting. It shows how much money the business has, where it comes from, where it goes, and what is likely to happen to it over the coming weeks.

Unlike bookkeeping software, Financist is not meant for filing tax returns. Its job is to give owners and finance people a clear picture for decisions: accounts, transactions, income and expense categories, projects, counterparties, debts and budgets.

- one system instead of scattered spreadsheets and bank statements;
- five reports built from the same transactions: cash flow, profit and loss, balance sheet, debts and the payment calendar;
- roles and access rights for your team;
- an AI assistant that answers questions about your data and connects to Claude.

The service is built by Swipe Scape s.r.o. It is currently in early access.

## Six key capabilities

Everything for day-to-day management accounting runs on one set of data.

- **Cash flow** — A cash flow report by category, account, counterparty or project; actual and planned; by day, week, month, quarter or year.
- **Profit and loss, balance sheet** — A profit and loss statement on an accrual or cash basis, and a balance sheet for any date, from the same transactions.
- **Dashboard and Business Health** — Income, expenses, profit, cash dynamics and a business health score based on five indicators: margin, liquidity, runway, revenue growth and debt pressure.
- **Payment calendar and debts** — A day-by-day balance forecast, cash gaps, overdue payments, receivables and payables with ageing.
- **Documents and approvals** — Invoices, acts, waybills and contracts, payments linked to documents, and payment requests with approval chains.
- **AI assistant and Claude** — Ask about your money in plain language. Changes to your books happen only after you confirm. Import statements through a connection to Claude.

## How to get started

Three steps from the first visit to your first reports.

1. **Try the demo** — In the app, click the demo button (“Спробувати демо з даними”; the app interface is currently in Ukrainian). A temporary workspace with sample accounts and transactions is created. No sign-up is needed.
2. **Add accounts and transactions** — Create accounts, enter transactions, import a CSV statement, or ask Claude to import a statement through the connection. Imports show a preview before anything is saved.
3. **Open the reports** — The dashboard, cash flow, profit and loss, balance sheet, debts and payment calendar update from your transactions. Any figure can be drilled down to the transactions behind it.

## Who Financist is for

It suits teams that need transparent accounting without a dedicated finance department.

- **Hotels and glamping** — Income and expenses by property and business line, supplier debts, and a cash forecast for the season. The service grew out of the books of a real glamping site.
- **Small business** — For owners without a finance department: money, debts and profit on one dashboard, with role-based access for the team.
- **Accountants and finance advisers** — Several companies in separate workspaces, roles for clients and colleagues, and data export.

## Why not a spreadsheet

Excel and Google Sheets are a fine place to start. Here is where Financist works differently.

| What matters | Excel or Google Sheets | Financist |
| --- | --- | --- |
| Reports | You build formulas and pivot tables yourself | Five reports are built from transactions automatically |
| Statement import | Copy and paste, then check for duplicates by hand | Import through Claude with a preview, duplicate detection and an undo window of 7 days |
| Access rights | Access to a whole file or sheet | Roles with 45 separate permissions; an employee sees only the accounts assigned to them |
| Plan vs actual | Separate sheets reconciled manually | Planned and actual transactions in one system, plus budgets with execution tracking |
| Payment approvals | Email threads and chat messages | Payment requests with approval chains and a decision history |
| Activity log | File version history | An audit log of access and settings changes |
| Flexibility | Any structure, maximum freedom | The structure is defined: accounts, categories, projects, counterparties. Less freedom, more consistency |

## Data security

Financial data is sensitive, so we describe only what can be verified:

- each workspace’s data is isolated from every other workspace;
- access is managed through roles, and changes to access and settings are recorded in an audit log;
- the service is hosted on servers in the EU (Germany);
- the Claude connection uses OAuth and can be revoked, and a read-only mode blocks all writes;
- a full copy of a workspace’s data can be exported.

Details, and an honest list of what the service does not do yet, are on the [Security](https://findir.rozum.one/en/security/) page.

## See it on demo data

**See it on demo data** The demo creates a temporary workspace with sample data in a few seconds. To bring your team on board, get in touch. [Try the demo](https://findir.rozum.one/app/)

## Frequently asked questions

### What is Financist?

Financist is a management accounting web service for small and mid-sized businesses. It collects accounts, transactions, debts and budgets, builds cash flow, profit and loss, balance sheet and payment calendar reports, and includes an AI assistant for questions about your own data.

### Can I try it without signing up?

Yes. The app has a demo button. It creates a temporary workspace with sample accounts and transactions so you can explore the dashboard and reports. The demo is for evaluation, not for your working data.

### How much does Financist cost?

Pricing has not been announced yet: the service is in early access. The demo is available now, and terms for using your own data are agreed on request. See the Pricing page for details.

### Does Financist replace accounting software?

No. Financist is management accounting, built to support decisions by owners and finance people. It is not meant for filing tax returns or statutory reports, so it is best used alongside your accountant or bookkeeping software.

### How do I load bank statements?

You can import a CSV file, or connect Claude and ask it to import a statement: it extracts the rows and Financist shows a preview that flags duplicates. There is no automatic bank synchronisation at the moment.

### Where is my data stored?

Data is stored on servers in the EU (Germany). Each workspace is isolated from the others and access is controlled by roles. See the Security page for more.

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Source: https://findir.rozum.one/en/